Quick, simple approval
Minimal documentation and a short verification process so you can put the vehicle on the road sooner.
E-Rickshaw & EV Loan
Power a greener journey with easy e-rickshaw finance.
Finance a new or used e-rickshaw, e-loader or electric vehicle from our Jalandhar office. Simple paperwork, quick decisions and EMIs planned around what the vehicle actually earns for you.
- New & used vehicles
- Battery finance available
- Local, personal service
Features & benefits
A green livelihood on wheels
Earn from day one
An e-rickshaw is an income-generating asset. We structure EMIs around realistic daily earnings.
Lower running costs
Charging costs a fraction of petrol or diesel, leaving more of each day's collection in your pocket.
Clean and quiet
Zero tailpipe emissions and less noise — better for your city and for the passengers you carry.
Easy to maintain
Fewer moving parts than a fuel vehicle means cheaper servicing and less time off the road.
Battery finance too
Need only a battery replacement? Finance the pack separately instead of buying a whole new vehicle.
How it works
A quick, transparent process
- 01
Check eligibility
A quick call or a visit to our office tells you where you stand.
- 02
Calculate your EMI
Use the calculator below to see a monthly figure that fits your earnings.
- 03
Submit documents
Share ID, address proof, photos and the vehicle or dealer details.
- 04
Get disbursed
On approval we explain every charge, then release the funds to you or the dealer.
Plan ahead
Calculate your EMI
Move the sliders to see what a comfortable monthly payment looks like before you apply.
Your monthly EMI
₹5,274
- Loan amount
- ₹1,50,000
- Total interest
- ₹39,848
- Total payable
- ₹1,89,848
Eligibility & documents
What you need to bring
Application form
Basic personal and financial details, filled in with our help if needed.
Identity & address proof
Aadhaar, PAN, voter ID, passport or driving licence.
Income proof
Bank statements, salary slips or ITR where available.
Photographs
Recent passport-size photographs of the applicant.
Vehicle details
Dealer quotation for a new vehicle, or RC and insurance for a used one.
Co-applicant / guarantor
Required in some cases; we will tell you upfront if it applies.
Frequently asked questions
Questions from customers
Who can apply for an e-rickshaw loan?+
Any resident of Punjab aged 21 or above who plans to buy a new or used e-rickshaw, e-loader or electric vehicle for personal or income use. Both first-time buyers and existing drivers adding a second vehicle can apply.
What documents are required?+
Aadhaar and PAN, an address proof, recent photographs, bank statements or income proof where available, and details of the vehicle or dealer quotation. Our Jalandhar team will tell you exactly what applies to your case.
Do you finance used e-rickshaws?+
Yes. We finance both new and used e-rickshaws and e-loaders, subject to vehicle condition, valuation and documentation.
How much can I borrow and for how long?+
The loan amount depends on the vehicle value, your repayment capacity and documentation. Tenures are kept short and practical so your EMI stays comfortable against daily earnings.
How long does approval take?+
With complete documents, eligible applications are usually reviewed and decided quickly — often the same or next working day.
Can I finance only the battery?+
Yes. We also offer a separate battery loan if your e-rickshaw needs a new battery pack rather than a new vehicle.
Ready to put your e-rickshaw on the road?
Talk to our Jalandhar team today. We will walk you through eligibility, EMI and paperwork in plain language.