Quick approvals
Short verification and fast decisions so your bike or scooter comes home without a long wait.
Two-Wheeler Loan
Ride out sooner with simple bike & scooter finance.
Finance a new or pre-owned two-wheeler from our Jalandhar office. Light down payment, quick decisions and EMIs planned around your monthly budget.
- New & used two-wheelers
- Minimal paperwork
- Local, personal service
Features & benefits
Freedom of the open road
Minimal documentation
A simple, short list of papers — and our team helps you fill in the form at the counter.
High financing on price
Finance a large part of the on-road price so your down payment stays light.
EMIs that fit
Choose a tenure and monthly amount that sits comfortably inside your household budget.
New & used vehicles
Whether it's a showroom-fresh scooter or a well-kept pre-owned bike, we can fund it.
Clear, honest terms
Every charge explained in plain language before you sign — no surprises later.
How it works
A quick, transparent process
- 01
Check eligibility
A quick call or a visit to our office tells you where you stand.
- 02
Calculate your EMI
Use the calculator below to pick a monthly figure you're comfortable with.
- 03
Submit documents
Share ID, address proof, photos and the bike or dealer details.
- 04
Get disbursed
On approval we explain every charge, then release funds to you or the dealer.
Plan ahead
Calculate your EMI
Move the sliders to see what a comfortable monthly payment looks like before you apply.
Your monthly EMI
₹5,274
- Loan amount
- ₹1,50,000
- Total interest
- ₹39,848
- Total payable
- ₹1,89,848
Eligibility & documents
What you need to bring
Application form
Basic personal and financial details, filled in with our help if needed.
Identity & address proof
Aadhaar, PAN, voter ID, passport or driving licence.
Income proof
Bank statements, salary slips or ITR where available.
Photographs
Recent passport-size photographs of the applicant.
Vehicle details
Dealer quotation for a new bike, or RC and insurance for a used one.
Co-applicant / guarantor
Required in some cases; we tell you upfront if it applies.
Frequently asked questions
Questions from customers
Who can apply for a two-wheeler loan?+
Any resident of Punjab aged 21 or above with a steady source of income — salaried, self-employed, shopkeeper or daily-earning — can apply for a new or used bike or scooter loan.
Do you finance used bikes and scooters?+
Yes. We finance both new and pre-owned two-wheelers, subject to the vehicle's condition, valuation and papers.
What documents do I need?+
Aadhaar and PAN, an address proof, recent photographs, income proof or bank statements where available, and the dealer quotation for a new vehicle or the RC and insurance for a used one.
How much of the vehicle price can be financed?+
A large part of the on-road price can usually be financed, with the balance paid as down payment. The exact share depends on the vehicle and your profile.
How long does approval take?+
With complete documents, most eligible applications are decided quickly — often the same or next working day at our Jalandhar office.
Can I repay the loan early?+
Yes. You can foreclose the loan before tenure ends. We explain any applicable charges upfront, in writing, before you sign.
Ready to bring your bike home?
Talk to our Jalandhar team today. We'll walk you through eligibility, EMI and paperwork in plain language.